What you refer to as “destiny” are those situations which are going on without your permission; they seem to be unfolding themselves without your intent. Whatever you call destiny is something you have created unconsciously. You are doing more things unconsciously than consciously. Only about two percent of your life is conscious. You create an enormous amount of your life unconsciously, which leads you in so many directions. The whole effort of all spiritual processes is to see that you create your life consciously instead of blundering through it. Once you make that effort, you will see more and more of your life becomes self-determined, not pre-determined.
~ Adapted from Isha Blog